Or, in other words: you decide when to change your interest rate
At a glance
A mortgage for up to 30 years. The interest rate is updated at predetermined points that you can select at the time of taking out the mortgage: every year, every 2.5 years, or every 5 years.
Who can benefit from a CPI-linked variable-interest mortgage?
- People who are anticipating an increase in income and may wish to repay part of their mortgage early.
- Those expecting to see a decrease in the interest rate.
What are the advantages of a CPI-linked variable-interest mortgage?
- The possibility of enjoying a lower interest rate in the future, if interest rates drop.
- Option to repay the loan early without incurring penalties (at the points when the interest is updated).
- The loan can always be converted into a fixed-interest loan..
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