CPI-Linked Fixed-Interest Mortgage

Or, in other words: a mortgage for up to 30 years, with an interest rate that remains constant throughout the mortgage period

At a glance
A long-term mortgage for up to 30 years. Its interest rate will remain constant and will not change over time, except for changes resulting from the strengthening or weakening of the shekel (CPI linkage). The interest rate you pay is determined in advance, in accordance with the mortgage period.
 
Who can benefit from a CPI-linked fixed-interest mortgage?
  • Those who earn a fixed amount each month and can rely on this income
  • People interested in locking in the monthly payment amount in advance (barring linkage differentials) for the entire mortgage period.

 What are the advantages of a CPI-linked fixed-interest mortgage?

  • The interest rate is locked in for the entire mortgage period, so no change will occur, even when the prime rate rises.
  • Your monthly payment amounts will remain constant (except for linkage differentials).

It is important to note that this type of loan does not include "exit points" and early repayment will therefore incur an additional charge. Provision of credit is at the sole discretion of the bank. Failure to comply with loan repayment may result in interest on arrears and repossession proceedings.

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